Terms & Conditions | Molli Health Insurance - User Agreement & Legal Terms

Last updated: January 2025

These Terms and Conditions ("Agreement") regulate your use and access to the services and website ("Services") offered by Molli Health Insurance, a Delaware Corporation ("Company", "we", "us", or "our"). By accessing or using our Services, you acknowledge that you have read, understand, and agree to be bound by the terms outlined below. If you do not agree, you may not use or access our Services.

1. User Accounts and Information

To use certain features, you may be required to create an account and provide accurate, current information. You represent that you are at least 18 years of age and have the legal authority to enter into this Agreement. You are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You agree we may process your personal information in accordance with our Privacy Policy.

2. User Responsibilities

You agree to follow all instructions provided by the Company, supply information necessary to deliver Services, and keep your information up to date. Any action taken within your account—by you or any person the Company reasonably believes is authorized—will be considered authorized by you. You are responsible for reviewing any information or materials made available to you and notifying us of any inaccuracies or changes.

3. Third-Party Services

Our Services may link to or utilize third-party websites, partners, or service providers ("Third-Party Services"). If you choose to access such services, you authorize us to share the required information with those providers. Use of Third-Party Services is at your own risk, and the Company disclaims responsibility for any issues arising from your use of or reliance on such services.

4. Intellectual Property

All content provided through the Services, including text, graphics, logos, trademarks, and other materials, are the property of the Company or its licensors and are protected by applicable intellectual property laws. Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable license to access and use this content solely for lawful and intended purposes.

5. Monitoring and Content Moderation

We reserve the right, but not the obligation, to monitor use of the Services to ensure compliance with this Agreement and all applicable laws. We may remove, block, or disable access to any content at our sole discretion and without notice if we determine, in our judgment, it violates this Agreement or is otherwise objectionable.

6. Electronic Signatures

Our Services may include tools for requesting and providing legally binding electronic signatures. By using these tools, you consent to transact electronically and affirm you can access electronic documents. The Company does not guarantee the validity or enforceability of electronic signatures under all applicable laws and jurisdictions.

7. Warranty Disclaimer

The Services are provided "as is" and without warranties of any kind, whether express, implied, or statutory. To the maximum extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. Use of the Services is at your own risk.

8. No Professional Advice

Any information provided by the Company is for informational purposes only and does not constitute professional advice. Seek independent professional advice regarding any matter requiring expertise or certification.

9. Indemnification

You agree to indemnify and hold harmless the Company and its agents, officers, directors, employees, affiliates, and service providers from and against any and all claims, damages, liabilities, and expenses arising from your use of the Services, your violation of this Agreement, or your violation of any third-party rights or applicable laws.

10. Limitation of Liability

To the fullest extent permitted by law, in no event shall the Company or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of or inability to use the Services, regardless of the legal theory and even if advised of the possibility of such damages.

11. Term, Termination, and Modifications

This Agreement remains effective until terminated. Either party may terminate with thirty (30) days written notice. We may suspend or terminate your access immediately for violations of this Agreement or nonpayment. We may modify these terms at any time by posting the updated version; your continued use constitutes acceptance of those changes.

12. Governing Law and Dispute Resolution

This Agreement will be governed in accordance with the laws of Delaware. Any disputes will be resolved exclusively in the courts of Delaware, and you waive any right to a jury trial.

13. General Provisions

These terms constitute the entire agreement between you and the Company regarding use of the Services. If any provision is found invalid, the remaining terms shall remain in full force and effect. Contact us at team@mollihealth.com with any questions regarding this Agreement.